I tried it. If I count everything I pay periodically (more bills than subscriptions) I get to 13 things, and the monthly total was slightly higher than I thought due to yearly stuff like school.

Maybe it’s just not for me. I’m not to big on budgeting (I only really budget things that don’t fit in last month’s wage) . Used to do YNAB for about two years (the offline version you could buy on Steam) a lot of work for no benefit.

Even if you do properly budget, I don’t see the value of this over using a spreadsheet.