We’re all fine with piracy because of enshittification and the spread of shows/films across too many services. Happily paid for Netflix when it was good but it slowly got worse and worse. If there was one fairly priced single (maybe max across 3) source(s), I’d switch back.

In terms of stream vs arr’s. Quality of video and sound matters to us but not for everything we watch. I actually use Stremio with Debrid for most items, especially my family choosing what to watch. When I want top quality I will use my arr stack. When stremio fails I’ll use my arr stack. For TV shows we watch regularly we use the arr stack, partly to remind us when they’re released. For TV shows we regularly re-watch I use the arr stack.