To give you an idea of what you’ll experience in your self-hosting journey: adding services is the easy part, maintaining a system in production over many years is the hard part. And the self hosting solutions you mean are quite bad at that. Eventually I ditched even Proxmox because its updates are cumbersome and you never know wheter you’ll end up with a working system after the upgrade.

Ultimately, you want to avoid any complex transitions in your system altogether. Decouple everything, make everything disposable, especially your OS. The ootb-selfhosting-solutions are the antithesis of that: lots of hidden magic behind colorful buttons, which makes it immensely hard to get a working setup the second something goes wrong. And that will inevitably happen with time passing.