They’re trying to do this with stablecoins, forcing them down everyone’s throats. In America, the GENIUS Act is basically forcing that system as an option from what I understand of it.

I’d go XMR anyway, since unlike stablecoins (Circle or Tether), I’d want to use something that doesn’t have surveillance, a kill switch, and something transparent like BTC. All, of course, I’d advocate on hardware designed to self-custody your XMR and BTC, and never sending Bitcoin anywhere (because you get taxed otherwise).