I’m guessing times are getting tough and if a business gets $100,000 in revenue (before expenses) per month but is paying $3,000+ in credit card fees, they see that large expenditure and start wanting to recoup those fees.

Personally as a business I find the “one and done” nature of credit cards much better than dealing with cash, checks, or trusting PayPal. So the fee isn’t that big of a deal to me.

What I really hate is businesses that charge 4%+ surcharges, they probably pay more like 3.5% and are just gouging the customers. Or they are getting a terrible rate from their bank.