or should I consider other software?

Unfortunately I had similar thoughts and plans that you outline here(receipt scanning into budgeting), but the amount of work involved was…too much for my liking.

I instead opted for a paid solution, which is Monarch: www.monarch.com

It’s $100 a year, but they have a promotion(they always run promotions), where you can do your first year for 50% off with code: NEWYEAR2026

So far my wife and I have been loving Monarch. We linked our bank accounts and other financial institutions(401k, brokerages, IRAs, etc.) and everything mostly “just works”. There is an odd time or two where a bank account needs to be re-signed into to re-auth because token/api expired/changed, but again, the app works and does things well.

I’d suggest looking into it. I’m usually a huge proponent of self-hosting everything, but this is one of the few things I caved on…