Lots of the time it is a fire hazard, but unless the Fire Marshall knows about it nothing gets done.

Fire code is usually checked when the building is built or if there’s a remodel, but otherwise most places can go a long, long time without a fire inspection unless there’s a specific complaint.

Reporting suspected safety issues to the Fire Marshall or Building Official is okay. You’re not being a Karen. Building and Fire codes are written in response to avoidable tragedies and should be followed.