No the issue is once enabled your home directory becomes onedrive. People feel they are saving files into their users/myuser/Documents but they’re actually saving it to users/myuser/Onedrive/Documents. These files are being synced off into the cloud and only pulled down when requested. Then the user decides they dont want onedrive and so they turn it off by unlinking their account. Now they feel they’ve lost their files but they havent the files are still in one drive and they need to go get them.

Its purely user error encouraged by microsofts pushy implementation and bad design.