Buddy…

What do you not understand about “a financial crash can happen at the most inconvenient time”?

If your plan is “just don’t get caught in a crash” then best if fucking luck bro. Because that’s what your entire future boils down to.

But you clearly don’t want any logic in the way of your survivorship basis, best bet is to stomp your feet and insist what happened to millions before you can’t happen to you.

Your smart, you’ll obviously see everything coming.