Looks like Microsoft learn from the Recall controversy. By making the AI stuff opt-in. Sometimes you need to take the small wins from corporations. Because what’s all you going to get from them.
much like how they eventually snuck in their built-in spyware to screenshot your desktop behind the scenes.
Here’s the minimum system requirements for Recall. Like you can see you need a NPU, BitLocker and Windows Hello enabled. So has long you don’t meet the requirements. You have nothing to afraid of.