The main things that come to mind are you have to test/monitor 2 seperate actions instead of 1, and restores of single files could be more difficult since you need to login to the backup server, restore the file from a snapshot, then also copy that file back to your PC.
sugar_in_your_tea@sh.itjust.works 1 day ago
My point is, how often do you actually need to restore from backup? If it’s frequent, consider a dedicated tool for whatever that thing is. If it’s infrequent, it’ll probably easier to just learn how to do it every five years or whatever.
If you like borg/restic/etc, by all means, use it.
My point is that most people probably don’t need it. Snapshots are something you set up once, and you should probably use them even if you’re using something like borg for any files that aren’t covered (e.g. config files on the server). Rsync is also something you set up once, and checking it is the same as any other service.