I’m against most of the activity banks do or did but was this really unfair given they had to take legal advice and were advised it’s an unusual product they chose to take? They got money for nothing, no repayments and they’ve benefited from a substantial house price increase regardless. The bank is taking their share of that increase but they still get 25% of the increase plus use of that original 25% cash payment for years with no repayment. I mean, considering how hard it is to get a house now, I don’t have much sympathy here