VLANs don’t really enter into the equation here. They are layer 2 and will be important for switch choice, but not for NICs.

Poe does add some complexity, so sfp+ will no longer be a good category for this. You will essentially be reduced to a handful of models for 2.5 or 5g without specs.

You might be at the point in your planning where you need to evaluate why you need 2.5g in the first place. There are very few use cases for 2.5g in the home as it is.