Comment on Collective Shout Purge Sees Horror Games In Crosshairs

• JustARaccoon@lemmy.world ⁨2⁩ ⁨months⁩ ago

  The issues are layered but the core aspect is that everyone can get scammed and banks have protections for getting your money stolen while crypto doesn’t.

  But the more visible issue is just how the unregulated aspect of it being used to scam people predominantly has marred the topic for so many people to the point where people just want to stay away from it all. If anything I think it ends up being a good example for how people need regulation and we can’t just have anarchy because people will take advantage of other people.

  To add a metaphor, sure it’s not the gun that does the killing it’s the human, but regulating how the gun gets used does help with gun deaths a lot.

  source

  • swelter_spark@reddthat.com ⁨2⁩ ⁨months⁩ ago

    The bank’s protection often looks like not being able to use your own money on things you choose because of a set of criteria you can’t see and don’t have to agree to. It’s the main reason I started using crypto to begin with.

    source

    • JustARaccoon@lemmy.world ⁨2⁩ ⁨months⁩ ago

      I honestly haven’t had any such issues, any specific limitations you’ve encountered that you can reference?

      source

      • swelter_spark@reddthat.com ⁨2⁩ ⁨months⁩ ago

        I’ve been blocked by fraud protection when trying to buy pet food at a pet store next to my house, trying to buy fast food while visiting a friend in another city, trying to buy two cell phones in one day because the first one was out of stock and was refunded, trying to buy software from any company headquartered in another country, trying to buy crypto, trying to buy health supplements from a friend’s company.

        Supposedly, when they suspect fraud, you get an automated call where you can indicate a charge is legitimate and they’ll let it go through, but I rarely got a call, and when I did, purchases that I marked as legitimate still wouldn’t go through.

        I talked to a real person with the fraud department, and she had no idea why the charges were being blocked, since, according to her, they should’t have been. But also, there was nothing they could do about it.

        source