it is pretty wild dude but I think some of the people resorting to sane washing are burned out by all the cable news / huff post / raw story kayfabe

they see somebody pointing at a threat and instead of add that to their mental load, they’d rather shuffle it aside as panic bait or whatever

i kinda get it

my hope is that if their banks actually threaten them with this they remember “oh yeah, i’ve heard of this, it has something to do with my address getting challenged” and then maybe they can figure it out in time? then they don’t have to deal with getting labelled like this and losing services.