No joke. Payment processors absolutely need to be treated as a utility. Stuff like this is exactly why it’s such a big deal to reinstate/protect net-neutrality as well. What we’re watching right now with payment processors isn’t even end-game yet for what they potentially could do, and it already sucks. I can’t even imagine once ISP start doing the same thing. Monopolies are the death of consumer rights. The unabated power, corruption, and corporately bought and controlled laws/ governing bodies makes the entire prospect even worse.