You’re not entirely wrong, but the ground in the panel is better for lightning strikes, and surprisingly bad at sinking actual current meant for the neutral return to the transformer.

That’s part of what makes a loose neutral such a fire hazard.

Yes, it’s likely safe, and I’d probably put my hand on it without much thought, same with working in a hot panel, the neutral/ground bus is probably fine.

But this is the Internet, if you start making blanket statements about things being safe, you’re gonna have a bad time. And some person who doesn’t know any better, might have a worse time.

Better to at least acknowledge that there are still dangers, however small.