I use it as a friendlier version of stackoverflow. I think you should generally know / understand what you are doing because you have to take everything it says with a grain of salt. It’s important to understand that these assistants can’t admit that they don’t know something and come up with random generated bullshit instead so you can’t fully trust their answers.

So you still need to understand the basics of software development and potential issues otherwise it’s just negligence.

On a general note: IQ means nothing. I man a lot of IQ tests use pattern recognition tasks that can be helpful but still, having a high IQ says nothing about you ability as developer