I don’t blame then, when everything is getting so expensive you have such a high risk of going bankrupt if you want to buy a house why would you. When all of our social saftey nets, social security included, are at risk and the average life expectancy is going down and you have to work for the rest of your life even if you save money, why would you. I may not be a part of that generation but i feel like when all you got to look forward to in life is nothing but work, you don’t feel like you have much to live for so you are going to make it as enjoyable as possible and hope you die early enough that it doesn’t matter that you didn’t save money.