Well, you said it: using crypto.

I believe you don’t hold massive stacks of cash under your bed, though you might occasionally withdraw cash.

I also believe you don’t keep all your money on your normal bank account. You invest some, as investing is better in some situations.

Well, for crypto it’s the same. Sometimes it’s better to pay in crypto, like in situations where you don’t want to be tracked because you’re privacy concious, or maybe because you don’t trust or hate banks, or because you like the technology and want to see it develop, or because of international payment/transfer fees, or because your economy is overinflated (like in poorer countries)…