Comment on credit bureaus are fucking nonsense

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aquafunk@lemmy.sdf.org ⁨1⁩ ⁨week⁩ ago

only there to disadvantage poor people

it’s awesome how much money I’m paying various apartment management contractors to pull exactly the same data from exactly the same government agencies and credit bureaus. sometimes multiple apartments use the same application/screening contractor, but they wont re-use the data they pulled without charging me again - it’s not even a week old! some of these are public records they’re pulling! and I already have a current copy of my credit report I could provide them! they tried to legislate a ‘comprehensive reusable tenant screening report’ here (washington state USA), but it’s not mandatory to accept it 🤦the whole thing is scam after scam, double- and triple- dipping

how much do you want to bet some people own apt management companies AND application/screening companies? if my finances were tight, applying for multiple places would be out of the question

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