Comment on credit bureaus are fucking nonsense
undefined@lemmy.hogru.ch 1 week ago
Somewhat related: I just gave up on keeping a clean credit score. I realized now at 35 that I’m never going to own a house in my crazy expensive city, and I’m never going to buy a brand new car so what’s the use of having a great score?
I still pay off all my debt but I don’t give a fuck if I miss a payment when the greedy fucks are charging high interest anyway.
aquafunk@lemmy.sdf.org 1 week ago
at some point, I realized I don’t ever want to be their idea of a perfect person to loan money to (read: perfect person to drown in debt and make as much money as possible from), and I wear that “unworthiness” as a badge of honor