I spend my days working on a MacBook, and have several old external USB drives duplicating my important files, live, off my server (Unraid) via Resilio to my MacBook (yes I know syncthing exists, but Resilio is easier). My off-site backups are to a Hetzner Storage Box using Duplicacy which is amazing and supports encrypted snapshots (a cheap GUI alternative to Borgbackup).

So for me, Resilio and Duplicacy.