I tried a few and ended up just going back to a spreadsheet since I can make it do exactly what I’m thinking instead of trying to figure out how an app is supposed to work and then see if i can make that fit into my thought process.

I just have my reoccurring bills then split them up by paycheck plus add in a few things like gas and I can pretty much plan my whole year and see what’s expected to be left of each check and then decide how to divide that up approximately