i’ve never had my SS card stolen because it stays at home inside of the random shit drawer
i’ve also never had my SSN stolen. maybe i’m just lucky but I don’t recall a time I ever inputted my SSN online besides the last 4 digits for some ID verification
GRANTED I agree that the 10 cards rule is silly. I think it was written for a different time. and realistically, you could lose your SSN card every 6 years from 18 years old ↦ 78 years old and you’ll only be denied at 78.
by then hopefully we’ve modernized the system a bit. maybe that’s too optimistic